These Terms & Conditions (“Terms”) state the terms under which your Personal Information (defined below), non-identifying information about you, and other content submitted by you are collected and used when you access the website at (the “Site”) or submit such information or content in order to access business listings, features, content, social media, or applications, or to purchase Spend Black business listings and/or products offered periodically, whether you are a “Visitor” (meaning you simply browse the Site or the Spend Black business listings) or you are a “Participant” (meaning you have voluntarily submitted your Business and/or Personal Information in order to participate in Spend Black business listings).

Please read this page carefully. By accessing or using the Site or Spend Black services, you agree to be bound by these Terms & Conditions. If you do not agree with these Terms & Conditions, please do not use the Site or the Spend Black services.

“Personal Information” means all personally-identifiable information (including, but not limited to, your name, physical addresses, credit or debit card information, business and/or personal telephone numbers, e-mail addresses, or other contact information) that is provided when you submit a business listing or send inquiries to Spend Black using contact forms on the Site. Spend Black DOES NOT collect any personal information from you when you visit the Site, unless it is voluntarily provided. Registering an account is only required for submitting a business listing.

If you are interested in registering an account with the Site, you may do so by creating a username and password. You are responsible for safeguarding the password that you use to access your account on the Site and for any activities or actions under your password, whether your password is with our Service or a third-party service (such as social media sites). You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You may also register an account with the Site using Facebook or Twitter, if you are a member of those social media networks. The social media networks’ privacy policy and terms apply to your use of their platforms. Your browser or device may allow you to block these technologies but you should visit the third party website and review their privacy policy and your registration profile or account to find out your options.

A “cookie” is a small file that does not contain personally identifiable information and is saved on your computer or mobile device. Cookies help improve your user experience, and allow us to analyze our Sites and Apps and manage our advertising.

Note that, if registering for the Site using an account from a social media network, a “cookie” may be sent to that network when you access a page of the Site or an App that links to their website through a plugin (such as Facebook’s “Like” or Twitter’s “Share” buttons), register or log into your account at their platform, or use your social media user name and password to log into our Site where you have the option to do so. That may enable them and us to link your activities with your personal registration information at their site, and may include notifying your friends or connections about your activities at our Site, and using tracking technologies to monitor your online activities in order to serve targeted ads.

Thanks for reading our Terms & Conditions. We hope you have a better understanding of the services that Spend Black offers and the ways in which we are working to protect your privacy when you visit the Site or use our online services or Apps.

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